Winter is a time when many people start to worry about their heating bills. As the temperature drops, it can be tempting to turn up the thermostat to stay warm, but doing so can quickly pile on the cost. So, what is the cheapest temperature to keep your house in winter? As an HVAC expert, I can tell you that finding the perfect balance between comfort and affordability is key in controlling your energy expenses. In this article, I’ll share some tips on how to keep your home warm and cozy without breaking the bank. So, let’s dive in!

1. Understanding the Relationship Between Temperature and Cost in Winter

What Is The Cheapest Temperature to Keep House in Winter?

As the temperature drops during winter, the cost of heating your home can significantly increase. The amount you pay for heating depends on various factors such as your location, insulation, and appliance efficiency. Understanding the relationship between temperature and cost is vital for maintaining a comfortable home while keeping energy bills low.

The temperature you set your thermostat at can have a considerable impact on your heating costs. For every degree increase in temperature above 68°F, you can see a 3% increase in your heating bill. Therefore, finding the lowest temperature that you can bear can save you a significant amount of money.

However, it’s important to note that setting the temperature too low can also come with a cost. Extremely low temperatures can cause pipes to freeze and can put vulnerable groups such as children and the elderly at risk. It’s important to find a balance between staying warm and keeping costs down.

2. Factors That Affect Heating Cost: Insulation and Appliance Efficiency

Insulation and appliance efficiency play a significant role in determining how much your heating costs will be during the winter months. Let’s take a closer look at each of these factors:


A well-insulated home reduces the amount of heat loss, which means your heating system won’t have to work as hard to maintain the desired temperature. If your home is poorly insulated, you’ll notice a significant increase in your heating bills as the heat escapes from the inside. Typically, heat escapes through the walls, windows, doors, and even roofs of your home.

Insulation can be installed in various parts of your home, including walls, attic, and basement. One popular option is blown-in insulation, which is a technique of filling empty spaces with insulating material to create a thermal barrier. Another material that can be used to insulate your home is foam board, which is a great option if you’re planning on renovating or building a new home.

Appliance Efficiency

The efficiency of your heating system is another critical factor to consider when it comes to reducing your heating costs. If your furnace or boiler is old and outdated, it may not be running as efficiently as it should be. This means it will require more energy to generate heat, resulting in higher heating costs.

Replacing your heating system with a new, high-efficiency model can lead to significant savings in the long run. You should also ensure that your heating system is regularly maintained to ensure it’s running efficiently.

Apart from the heating system, other appliances in your home can also affect your heating costs, such as your water heater. Old, outdated water heaters can also be replaced with new, high-efficiency models to save money on heating costs.

In summary, insulation and appliance efficiency are important factors to consider when it comes to reducing your heating costs. Ensuring your home is well-insulated and your appliances are running efficiently can lead to significant savings in the long run.

3. Identifying the Optimal Temperature for Maximum Savings

While it may be tempting to turn up the heat during winter months to stay cozy, it’s important to consider the impact on your wallet. To maximize savings, it’s essential to identify the optimal temperature to keep your house during winter.

According to the U.S. Department of Energy, the optimal temperature to keep your home during winter is 68°F (20°C) when you’re awake and at home. However, you can save even more by lowering the temperature by 7-10 degrees when you’re away or asleep. By doing this, you can save up to 10% per year on your heating bills.

It’s important to note that the optimal temperature can vary depending on various factors, such as your home’s insulation, the efficiency of your heating appliances, and your personal comfort preferences. It’s crucial to find the perfect balance between comfort and savings. Wearing warm clothes and using blankets can also help you stay warm without turning up the thermostat.

To find the optimal temperature for your home, start by setting your thermostat to 68°F (20°C) and adjust it as necessary based on your personal preferences. Consider investing in an energy-efficient heating appliance and insulation to reduce energy waste and save money in the long run.

4. Tips for Staying Warm Without Turning Up the Thermostat

If you’re looking to save money on your winter heating bills, you don’t necessarily have to resort to turning up the thermostat. Here are some tips for staying warm while keeping your energy consumption and costs low:

1. Dress in layers – Instead of cranking up the heat, try layering up with warm clothing like sweaters, socks, and blankets. This can help you retain your body heat and stay comfortable without overtaxing your heating system.

2. Make use of natural heat sources – During the daytime, try opening your curtains or blinds to let in sunlight. Sunlight is a natural source of heat, and can help warm up your home without using any energy. At night, consider closing curtains and blinds to help insulate your home.

3. Use your ceiling fans – While you may think ceiling fans are only useful during the summer months, they can also help circulate warm air during the winter. Setting your fan to rotate clockwise on a low speed can help push warm air back down into the living space.

4. Avoid using exhaust fans – Exhaust fans in kitchens and bathrooms can quickly suck out warm air. Try to limit their usage during the winter months, especially when it’s very cold outside.

5. Keep your HVAC system maintained – A well-maintained HVAC system can operate more efficiently, saving you money on heating costs in the long run. Make sure to have your system checked every year by a professional and change filters regularly.

Following these tips can help you stay warm and comfortable during the winter while also keeping your energy bills under control. Using a combination of tactics, you can create a cozy and energy-efficient home without sacrificing your comfort.

5. The Role of a Programmable Thermostat in Lowering Winter Heating Costs

A programmable thermostat is an essential tool for lowering winter heating costs for homeowners. It works by allowing you to preset the temperature for different times of the day, depending on your schedule. This eliminates the need for constantly adjusting the thermostat, which can lead to unnecessary energy consumption and higher heating bills.

Benefits of a Programmable Thermostat

There are several benefits of using a programmable thermostat. First, it helps you save money on your energy bills by reducing your heating expenses. Second, it provides greater convenience by automatically adjusting the temperature based on your preferred schedule. Third, it promotes energy efficiency and conservation, reducing your carbon footprint and contributing to a healthier environment.

Programming Your Thermostat

To maximize the benefits of your programmable thermostat, it’s essential to program it correctly. Start by analyzing your daily routine and identifying the times when you are typically at home and when you are away. Then, set the temperature accordingly, keeping in mind the optimal temperature range for savings. For example, during the day when you are away, set the temperature 7-10 degrees lower than you normally would, and increase it when you return home. At night, it’s recommended to set the temperature to the lower end of the optimal range, since it’s easier to get warm under a blanket than to cool off when you’re too hot.

Additional Tips

– Consider purchasing a smart thermostat, which can learn your habits and preferences and adjust the temperature accordingly.
– Keep your thermostat away from drafty areas, such as doors and windows, to avoid inaccurate readings and unnecessary energy consumption.
– Regularly clean and maintain your heating system to ensure maximum efficiency and performance.

By implementing these tips and utilizing a programmable thermostat, you can lower your winter heating costs without compromising your comfort and convenience.

6. Final Thoughts: Balancing Comfort and Savings During Cold Months

When it comes to setting the optimal temperature for your home during winter, it’s important to find a balance between comfort and savings. While turning down the thermostat can help lower your energy bill, it can also leave you feeling chilly and uncomfortable. In this section, we’ll discuss some final thoughts on how to achieve the perfect balance between comfort and savings during the cold months of the year.

Tips for Staying Comfortable Without Raising Energy Costs

  • Make sure your home is properly insulated to prevent heat loss.
  • Use heavy curtains or blinds to trap heat inside and keep cold air out.
  • Dress warmly in layers and use blankets to stay warm.
  • Take advantage of natural sunlight by opening curtains during the day.
  • Use a space heater in rooms that you spend the most time in instead of turning up the heat throughout the whole house.

The Importance of a Programmable Thermostat

A programmable thermostat can make it easier to balance comfort and savings by allowing you to set different temperatures throughout the day. For example, when you’re away at work or sleeping, you can turn down the temperature to save energy. Then, you can set it to a more comfortable temperature when you’re at home and awake. This can help you save money without sacrificing comfort.

By following these tips and taking advantage of a programmable thermostat, you can find the perfect balance between comfort and savings during the winter months. Keep in mind that the optimal temperature will vary depending on factors such as insulation, appliance efficiency, and personal preference. By experimenting and finding what works best for you, you can enjoy a warm and cozy home without breaking the bank.

People Also Ask

What temperature should you keep your house at in the winter?

The ideal temperature to keep your house in the winter is between 68°F to 72°F. However, you can set it lower to save on heating bills. Just make sure to keep your home at a minimum of 62°F to prevent pipes from freezing.

What is the cheapest temperature to keep your house in winter?

The cheapest temperature to keep your house in the winter is 62°F. It ensures that your pipes don’t freeze and you can still stay warm and comfortable by layering up.

Is it cheaper to turn heating off at night?

Yes, it is cheaper to turn the heating off at night. You can save up to 10% on your heating bills by reducing the temperature or turning off the heating at night. You can also invest in a programmable thermostat to automatically adjust the temperature when you’re asleep or away from home.

Can you save money by lowering the temperature in your home?

Yes, you can save money by lowering the temperature in your home. You can save up to 3% on your heating bills for every degree you lower the temperature. Just make sure to wear warm clothing and use blankets to stay comfortable.

What happens if you leave your heating on all the time?

If you leave your heating on all the time, it can lead to higher energy bills and unnecessary wear and tear on your heating system. It’s best to use a programmable thermostat to set a schedule for when you need the heating on and off.


Maintaining the ideal temperature in your home during the winter is important for your comfort and health. The cheapest temperature to keep your house in the winter is 62°F, but you can set it higher or lower depending on your preference. It’s best to use a programmable thermostat to help you save on heating bills while keeping your home comfortable. By lowering the temperature in your home, you can also save money and reduce your carbon footprint. Remember to layer up and wear warm clothing to stay comfortable without increasing your heating bills.